Terms of Use

Please read the Terms of Use and Privacy Policy carefully BEFORE using this website. Your use of this website indicates your acceptance of the Terms of Use and Privacy Policy. If you do NOT agree with all the terms in the Terms of Use and/or Privacy Policy, do not use this website in any manner.

Restrictions

This website is for your personal use only. You agree to NOT:

• Use Workulum.com in any manner that violates any applicable laws, regulations, orders, or other restrictions.
• Post content that is hate speech, false, defamatory, libellous, obscene, pornographic, profane, threatening, incites violence, contains nudity, graphic and gratuitous violence or unlawful materials or any materials that could constitute or encourage conduct that would be considered a criminal offence or give rise to civil liability, whether under statute, common law or equitable principles, or otherwise violate any law.
• Use Workulum.com to do anything unlawful, misleading, malicious, or discriminatory.
• Modify, copy, distribute, share, give away any information or content obtained from Workulum.com.
• Impersonate another person.
• Bully, intimidate, or harass any person or entity.
• Post anyone's identification documents or sensitive financial information on Workulum.com.
• Post unauthorized commercial communications (such as spam) on Workulum.com.
• Collect content or information, or otherwise access Workulum.com, using automated means (such as harvesting bots, robots, spiders, or scrapers).
• Solicit login information or access an account belonging to someone else.
• Do anything that could disable, overburden, or impair the proper working or appearance of Workulum.com, such as a denial of service attack or interference with page rendering or other Workulum.com functionality.
• Facilitate or encourage any violations of this terms or our policies.
• Workulum.com does NOT take any responsibility for any content, any opinion, recommendation, or advice expressed on the website, and disclaims ANY and ALL liability in connection with content.

Workulum.com does NOT permit copyright violation activities and violation of intellectual property rights on its website.

Membership

Account maintenance is performed by FindAndRate.com located in the USA. All membership fees/proceeds go to FindAndRate.

Membership allows access to Workulum material. All members need to have bona fide credentials and identification in order to modify their profiles. All changes of information published on this website must be in good faith.

Workulum.com members provide their real names and information, and we need your help to keep it that way. Here are some commitments you make to us relating to registering and maintaining the security of your account:

• You will not provide any false personal information on Workulum.com, or create an account for anyone other than yourself without legal permission.
• You will not create more than one personal account.
• If we disable your account, you will not create another one without our permission.
• You will keep your contact information accurate and up-to-date.
• You will not share your password, let anyone else access your account, or do anything else that might jeopardize the security of your account.
• You will not transfer your account to another party.
• You agree that moderation, access and use is at our sole discretion, e.g. by blocking (e.g. IP addresses), filtering, deletion, delay, omission, verification, and/or access/account/membership termination. You agree (1) not to bypass said moderation, (2) we are not liable for moderating, not moderating, or representations as to moderating, and (3) nothing we say or do waives our right to moderate, or not. All site rules, e.g. terms, privacy, are incorporated herein.

If you violate the letter or spirit of these terms, or otherwise create risk or possible legal exposure for us, we can terminate your membership and your account on Workulum.com. You may also delete your account at any time. We reserve the right to modify, restructure or terminate this website at any time without any warning.

Content

You agree and warrant that you shall access, use, and provide content to this website in accordance with all applicable federal, state, local and international laws and regulations. By using this website you agree that use of this website is entirely at your own risk. You understand and agree that you are entirely and solely responsible for ALL the content that you post, email or otherwise make available via this website and the consequences of posting or publishing it. You agree to pay for all royalties, fees, and any other monies owing any person by reason of any content posted by you to or through the website.

You understand that Workulum.com does not control, and is not responsible for content made available through this website, and that by using this website, you may be exposed to content that is offensive, indecent, inaccurate, misleading, or otherwise objectionable. Furthermore, the Workulum.com website and content available through this website may contain links to other websites, which are completely independent of Workulum.com. Workulum.com makes no warranty as to the accuracy, completeness or authenticity of the information contained in any such sites. Your linking to any other websites is at your own risk.

You agree that you must evaluate, and take all risks associated with, the use of any content, that you may not rely on said content, and that under no circumstances will Workulum.com be liable in any way for any content or for any loss or damage of any kind caused as a result of the use of any content posted, emailed or otherwise made available via this website. You acknowledge that Workulum.com does not pre-screen or approve content, but that Workulum.com does have the right (but not the obligation) to refuse, delete or move any content that is available via this website, for violating the enclosed Terms of Use or for any other reason.

Copyright

Workulum.com cannot claim copyright for any name, label, brand or database on the website. If copyrighted material appears on our site, or is reached through a link on this site, the copyright holder must be consulted before the material may be reproduced. However, this website it is copyrighted work and thus represents intellectual property that is subject to copyright laws.

Also, we inform you that Workulum.com in certain situations reserves the right to terminate the accounts of users who abuse copyright.

If you are the owner of a copyright right or its agent, and you believe that any material which is available through the Workulum.com website is a violation of your copyright work, please let us know about it. Please include as many details as possible that will allow us to ascertain the situation and facts. If possible, provide us with:

• Specific identification of each work that you claim is protected by copyright.
• Identification of copyrighted material on the Workulum.com site that you claim is infringing your copyright (please provide us with the URL address to make it easier to locate the material you are reporting).
• Your contact information (name, address, telephone number and email address).
• Declaration stating that you believe that the use of the disputed material is not authorized by the copyright owner or its agent(s).
• Declaration stating that your statements are true and that your copyright has been infringed, or that you are a representative of the injured party.
• Signature of the owner or representative of the respective copyright.

Limitations of liability

You agree that use of the Workulum.com website and all its subdomains is entirely at your own risk. The services provided by Workulum.com website and its subdomains are provided without any warranties of any kind. Under no circumstances will Workulum.com or its subdomains be liable for direct, indirect, incidental or any other type of damages resulting from any aspect of your use of the services provides by Workulum.com and its all subdomains for ANY reason.

You agree to hold Workulum.com harmless against ANY and ALL claims, losses, liabilities, suits, damages, disputes etc.

Many jurisdictions have laws protecting consumers and other contract parties, limiting their ability to waive certain rights and responsibilities. We respect such laws; nothing herein shall waive rights or responsibilities that cannot be waived.

To the extent permitted by law, (1) we make no promise as to Workulum.com, its completeness, accuracy, availability, timeliness, propriety, security or reliability; (2) your access and use are at your own risk, and Workulum.com is provided "AS IS" and "AS AVAILABLE"; (3) we are not liable for any harm resulting from (a) user content; (b) user conduct, e.g. illegal conduct; (c) your Workulum.com use; or (d) our representations; (4) we and our officers, directors, employees ("Workulum.com entities"), disclaim all warranties & conditions, express or implied, of merchantability, fitness for particular purpose, or non-infringement; (5) Workulum.com entities are not liable for any indirect, incidental, special, consequential or punitive damages, or any loss (e.g. of profit, revenue, data, or goodwill); (6) in no event shall our total liability exceed the actual cost of membership you paid to us in the past year.

Privacy policy

Your privacy is very important to us. Please refer to our Privacy policy page for more information on how Workulum.com collects, uses and shares the information we receive from you.

You consent that in order to protect you and Workulum.com from fraudulent transactions, Workulum.com may provide your order information to reputable third parties to perform payment verification and to assist in fulfilling or delivering your order.

Purchases and donations

For your protection, we cannot access and do not store your credit card information, or any other financial information related to this transaction. All transaction are securely processed via www.braintreepayments.com, which is owned by eBay's PayPal. Workulum.com is not responsible for any problems or losses during transaction processing.

Refund policy

If you are not satisfied with your membership, within 15 days from the purchase date, we will fully refund the cost of your membership. There will be no refund if you downloaded more than one full booklet.

All donations are welcomed and are considered as an appreciation for our dedicated work. We care that you like our work and you want to help us with maintaining and expanding this website. Thank you on your support, we appreciate that. Please understand that all donations sent to this website are non-refundable.

No waiver

If you do not comply with these terms, and we don't take action right away, this doesn't mean that we are giving up any rights that we may have (such as taking action in the future).

Severability

If it turns out that a particular term is not enforceable, this will not affect any other terms.

Modifications to this agreement

We reserve the right, at our sole discretion, to change, modify or otherwise alter these terms and conditions at any time and without notice to you. All Terms of Use changes are effective immediately. Your continued use of the site following any Terms of Use changes will mean you accept those changes.